XRP Price Prediction: Will XRP Hit $3 Amid ETF Speculation and Institutional Interest?

#XRP

• Technical indicators show a cautious short-term outlook for XRP, with the price slightly below the 20-day MA and a bearish MACD crossover.
• Bullish news catalysts include Ripple''s SWIFT projection, USDC integration, and institutional adoption, but risks like the SEC ETF decision and legal uncertainties remain.
• XRP''s potential to hit $3 hinges on breaking key resistance levels and positive developments in the coming weeks.

XRP Price Prediction

XRP Technical Analysis: Key Indicators to Watch

According to BTCC financial analyst Mia, XRP is currently trading at 2.23680000 USDT, slightly below its 20-day moving average (MA) of 2.2393. The MACD indicator shows a bearish crossover with the MACD line at 0.0670 and the signal line at 0.0895, resulting in a negative histogram of -0.0225. Bollinger Bands indicate a potential range-bound movement, with the upper band at 2.3783, middle band at 2.2393, and lower band at 2.1002. These technical indicators suggest a cautious outlook in the short term.

XRP Market Sentiment: Bullish Catalysts and Risks

BTCC financial analyst Mia highlights several bullish catalysts for XRP, including Ripple CEO''s projection of capturing 14% of SWIFT''s transaction volume, Circle''s USDC integration with XRPL, and Guggenheim''s adoption of XRP Ledger for tokenized debt securities. However, the market sentiment is tempered by the upcoming SEC ETF decision on June 17 and the 40% stock plunge of Trident Digital Tech Holdings after its XRP Treasury announcement. These factors create a mixed but overall positive sentiment for XRP.

Factors Influencing XRP’s Price

Ripple CEO Projects XRP to Capture 14% of SWIFT''s Transaction Volume Within Five Years

Ripple CEO Brad Garlinghouse has set an ambitious target for XRP, forecasting that the cryptocurrency could account for 14% of SWIFT''s transaction volume within the next five years. Speaking at the APEX 2025 event, Garlinghouse emphasized Ripple''s focus on liquidity rather than messaging, positioning XRP as a cornerstone of global cross-border payments.

"There are two parts to SWIFT today: messaging and liquidity. Liquidity is owned by the banks," Garlinghouse noted. "If you''re driving all the liquidity, it is good for XRP." This vision hinges on Ripple''s On-Demand Liquidity (ODL) product, which leverages XRP as a bridge asset to facilitate near-instant settlements without the need for pre-funded accounts.

The announcement has galvanized the XRP community, with many viewing it as a definitive step toward mainstream adoption. Ripple''s Interledger protocol, now approved for integration with SWIFT''s ISO 20022 standard, further underscores the company''s strategic push into global finance.

Circle’s USDC Now Live on XRPL: Instant Stablecoin Access Without Bridging

USDC, the world''s largest regulated stablecoin, has officially launched on the XRP Ledger (XRPL), eliminating the need for bridging from other blockchains. Circle''s integration enables direct access to USDC liquidity via Circle Mint and APIs, leveraging XRPL''s high-speed infrastructure for real-time payments and cross-border transfers.

Over $2 million in USDC has already been issued on XRPL since its mainnet debut. The move strengthens XRPL''s position in global payments and DeFi, with Circle providing developer tools including testnet faucets and documentation to accelerate ecosystem growth.

Guggenheim Adopts XRP Ledger for Tokenized Debt Securities

Guggenheim Treasury Services has made a decisive move by issuing its short-term debt securities on the XRP Ledger, marking a significant institutional endorsement of Ripple''s blockchain infrastructure. This development transcends experimental adoption, signaling a structural shift in how traditional finance leverages decentralized networks.

The Digital Commercial Paper (DCP) product, backed by U.S. Treasury bills and carrying Moody''s Prime-1 rating, combines institutional credibility with blockchain efficiency. Zeconomy''s compliance-focused platform enables seamless integration, unlocking use cases like real-time settlement and collateral mobility.

Ripple''s real-world asset tokenization strategy gains momentum through this partnership, building on previous collaborations with Ondo and Archax. The institutional domino effect continues following CME Group''s recent launch of XRP futures contracts.

Singapore''s Trident Digital Aims for $500M XRP Treasury Initiative

Singapore-based Trident Digital (TDTH) has unveiled ambitious plans to raise $500 million for what could become one of the world''s first corporate treasuries dedicated to XRP. The Nasdaq-listed tech firm intends to deploy the capital toward long-term XRP holdings, yield-generating strategies, and deeper integration with Ripple''s ecosystem.

Chaince Securities will advise on the initiative, which combines equity sales and private placements. CEO Soon Huat Lim positioned the move as a strategic bet on digital assets reshaping corporate finance: "We see digital assets as key enablers in the evolution of the global financial landscape."

The project, slated for mid-2025 pending regulatory approvals, would mark a rare corporate endorsement of XRP. While Bitcoin dominates corporate balance sheets, few public companies have made comparable commitments to alternative tokens.

XRP Price Potential Ahead of SEC''s ETF Decision on June 17

XRP faces a pivotal moment on June 17 as the SEC prepares to rule on spot ETF applications from Franklin Templeton, Grayscale, and 21Shares. Approval could catalyze institutional adoption, while delays may prolong the regulatory uncertainty that has shadowed the asset since 2020.

Whale accumulation signals bullish conviction, with Weebus launching a $300 million XRP fund and Hyperscale Data allocating $10 million for crypto lending infrastructure. This institutional interest coincides with technical setups suggesting potential breakout patterns if key resistance levels break.

Market sentiment appears cautiously optimistic, with derivatives data showing balanced positioning ahead of the SEC decision. The regulatory outcome may determine whether XRP challenges its $3.40 all-time high or faces renewed consolidation.

XRP Price Prediction: XRP Gears Up for $3.00 Breakout as Open Interest Surges and Treasury Tokens Go Live

XRP is poised for a potential breakout to $3.00, fueled by surging open interest in futures markets and the launch of tokenized U.S. Treasuries on the XRP Ledger. Institutional interest is accelerating as ONDO Finance rolls out OUSG—short-term U.S. Treasury funds—on XRPL, bridging traditional finance with DeFi.

The introduction of OUSG tokens, redeemable via Ripple''s RLUSD stablecoin, offers qualified investors 24/7 access to BlackRock, Franklin Templeton, and WisdomTree-managed funds. This move signals growing institutional adoption of blockchain-based treasury solutions.

Trident Digital Tech Holdings Stock Plummets 40% After XRP Treasury Announcement

Trident Digital Tech Holdings saw its shares collapse nearly 40% in early trading after unveiling a $500 million plan to establish an XRP corporate treasury. The Singapore-based firm intends to acquire XRP tokens as long-term reserves, deploy staking strategies for yield generation, and deepen its involvement in the Ripple ecosystem.

Chaince Securities LLC has been named as strategic advisor for the initiative, which will be funded through equity issuance, structured financing, and strategic placements. Despite positioning the move as pioneering blockchain-native corporate finance, investor reaction was sharply negative, driving TDTH''s stock from $0.45 to below $0.20.

CEO Soon Huat Lim framed the strategy as belief in digital assets'' transformative potential, stating ''We see digital assets as key enablers in the evolution of the global financial landscape.'' The XRP Treasury rollout is slated for second half 2025, contingent on regulatory approvals and market conditions.

XRP Poised for Breakout as ETF Speculation and Institutional Interest Intensify

Ripple''s XRP stands at an inflection point, with converging catalysts suggesting a potential market revaluation. The token''s utility in cross-border settlements and growing institutional adoption are shifting its perception from speculative asset to financial infrastructure contender.

All eyes are on the SEC''s June 17 decision regarding Franklin Templeton''s XRP ETF filing through CBOE BZX Exchange. A green light would mark XRP''s formal entry into mainstream finance, while a delay would push the deadline to October. The involvement of asset managers overseeing $1.5 trillion signals serious institutional conviction.

Parallel filings from Bitwise, Grayscale, and WisdomTree underscore mounting industry demand. Regulatory developments under new SEC leadership add further intrigue, with crypto markets interpreting personnel changes as potentially favorable for digital asset products.

Conduit and Braza Group Launch Stablecoin Forex Swaps for Cross-Border Payments in Brazil

Conduit, a stablecoin-focused cross-border payments provider, has partnered with Brazil''s Braza Group to introduce real-time foreign exchange swaps using stablecoins. The service enables rapid conversion between the Brazilian real and major currencies like the U.S. dollar or euro, settling transactions in minutes—a significant improvement over traditional FX infrastructure, which can take up to three days.

Braza, which operates Brazil''s largest FX bank and processed $67 billion in transactions last year, launched its real-pegged stablecoin BBRL on the XRP Ledger earlier this year. The partnership will see Braza mint BBRL tokens for payments originating in Brazil, while Conduit handles the swap into dollar- or euro-pegged stablecoins for delivery to recipients abroad.

Stablecoins continue to gain traction as a cornerstone of crypto''s growth, particularly in cross-border payments and remittances. Developing markets, where traditional banking channels are often costly or unreliable, are driving rapid adoption. Citi projects the sector could expand from $250 billion to $1.6 trillion by 2030, as regulatory frameworks for stablecoins advance in key jurisdictions like the U.S.

XRP ETF Approval Odds Dip as SEC Deadline Looms Amid Legal Uncertainty

Spot XRP ETF applications from Grayscale, Franklin Templeton, and Bitwise face critical SEC deadlines next week, with approval odds slipping from 98% to 88% on Polymarket. The decline follows procedural delays in Ripple''s proposed $50 million settlement with the SEC, which remains pending judicial approval despite both parties signaling intent to drop appeals.

Market optimism had surged in June after Ripple''s settlement announcement removed a key legal overhang. But Judge Analisa Torres'' rejection of a joint motion to amend the final judgment under Rule 60 has reintroduced uncertainty. The case technically remains open as the Second Circuit reviews the limited remand request.

XRP''s regulatory clarity hinges on the resolution of the SEC''s longstanding securities claim. A favorable outcome could catalyze institutional adoption, while further delays may prolong the token''s limbo status. The ETF race mirrors Bitcoin''s path to mainstream acceptance, though XRP''s unique legal battles present distinct hurdles.

Nasdaq-Listed VivoPower to Deploy $100M in XRP on Flare, Adds RLUSD

VivoPower International, a Nasdaq-listed company, is making waves in the digital asset space by allocating $100 million of its treasury to XRP on Flare''s blockchain ecosystem. The move marks the first instance of a publicly traded firm building a treasury framework around XRP, leveraging Flare''s FAssets protocol to enable smart contract functionality for the asset.

The strategic deployment includes yield generation through Flare-native protocols like Firelight, with profits earmarked for further XRP acquisitions. This creates a self-reinforcing cycle of treasury growth and asset productivity.

In a parallel development, VivoPower is incorporating Ripple''s RLUSD stablecoin into its corporate cash reserves. The stablecoin addition provides a compliant cash-equivalent option while maintaining exposure to the digital asset ecosystem.

The $121 million capital raise underpinning this treasury transformation signals growing institutional confidence in XRP''s role as a cornerstone asset. Flare''s infrastructure serves as the critical bridge, adding a DeFi layer to XRP''s enterprise-grade foundation.

Will XRP Price Hit 3?

According to BTCC financial analyst Mia, XRP''s potential to reach $3 depends on several factors. Technically, the current price is near the 20-day MA, and a breakout above the Bollinger Band upper limit of 2.3783 could signal upward momentum. Fundamentally, positive news like the SEC ETF decision and institutional adoption could drive the price higher. However, the bearish MACD crossover and legal uncertainties pose risks. Below is a summary of key data: